2026Built by finance professionals · Audited by chartered accountants

The AI Finance Operating System

Fire your bookkeeper.
Keep your profits.

QDERO runs your books, chases your invoices, forecasts your cash, and files your taxes — automatically. 60+ modules, 12 AI agents, from $1/month. Replaces QuickBooks, Xero, and the $400/mo you pay your bookkeeper.

Saves 18 hrs/weekCloses books in 4 minPays for itself in 9 days

No credit card · 30-day free trial · Cancel anytime

Trusted by 8,000+ growing teams worldwide

StellarPearl StudioKarooNorthcliffAtlas Co.HelixVertexLumenMeridianCodaNorthwindHalcyonStellarPearl StudioKarooNorthcliffAtlas Co.HelixVertexLumenMeridianCodaNorthwindHalcyon
0+Active businesses
$0.0BProcessed annually
0%Auto-categorisation accuracy
0 minMedian onboarding time

Built for the businesses that move the economy.

Inside the platform · Live demo

Keeps your business running
while you sleep.

This is the live UI — not a mockup. Watch QDERO categorise transactions, forecast cash, chase overdue invoices, and answer questions about your business in real time.

qdero.appLive

Qdero AI Advisor

Chat with your books

Online
Why is our cash position lower than last month?
Cash dropped $22k vs Sep. Main drivers: Q3 tax payment ($14k), new hire payroll ($6k), and 2 overdue invoices from Karoo Foods ($3.8k). Want me to draft a collection follow-up?
Yes — and show me runway impact
Runway holds at 9.2 months. If Karoo pays by Friday, you recover to 9.8 months. Sending follow-up now ✓
Ask anything about your business…

Platform Capabilities

60+ capabilities.
One operating system.

QDERO isn't an accounting app with AI bolted on. It's an AI-native finance OS that replaces QuickBooks, your bookkeeper, your forecasting tool, your CRM, and your reporting stack.

AI BookkeeperAI AdvisorAI Assistant ChatAI RecommendationsRisk RadarCash Survival ModePayment PredictionsRevenue Leak DetectionHealth DiagnosticsAnomaly DetectionProfitability AIChange ExplainerInvoicingQuotes & EstimatesRecurring BillingBanking & FeedsReconciliationExpensesPayrollPayments In/OutCredit NotesFixed AssetsTax & VAT/GSTMulti-Entity & FXHealth Score90-day CashflowCustom ReportsLive DashboardsScenario SimulatorDaily AI BriefingAI Audit TrailExecutive HubBoard ReportsMargin IntelligenceBusiness MemoryDecision LogClients & CRMClient Risk ScoringSmart InboxInventoryWarehousesVendors & BillsProjectsTime TrackingApprovals WorkflowAutomationsCollectionsStatementsIntegrations (50+)Public REST APIMulti-currencyAES-256 EncryptionAudit LogDaily BackupsRole-based AccessTeam ManagementDocument VaultSmart AlertsSlack & TeamsPublic Client PortalsAI BookkeeperAI AdvisorAI Assistant ChatAI RecommendationsRisk RadarCash Survival ModePayment PredictionsRevenue Leak DetectionHealth DiagnosticsAnomaly DetectionProfitability AIChange ExplainerInvoicingQuotes & EstimatesRecurring BillingBanking & FeedsReconciliationExpensesPayrollPayments In/OutCredit NotesFixed AssetsTax & VAT/GSTMulti-Entity & FXHealth Score90-day CashflowCustom ReportsLive DashboardsScenario SimulatorDaily AI BriefingAI Audit TrailExecutive HubBoard ReportsMargin IntelligenceBusiness MemoryDecision LogClients & CRMClient Risk ScoringSmart InboxInventoryWarehousesVendors & BillsProjectsTime TrackingApprovals WorkflowAutomationsCollectionsStatementsIntegrations (50+)Public REST APIMulti-currencyAES-256 EncryptionAudit LogDaily BackupsRole-based AccessTeam ManagementDocument VaultSmart AlertsSlack & TeamsPublic Client Portals
AI Bookkeeper
AI Advisor
AI Assistant Chat
AI Recommendations
Risk Radar
Cash Survival Mode
Payment Predictions
Revenue Leak Detection
Health Diagnostics
Anomaly Detection
Profitability AI
Change Explainer

[ Why Qdero ]

Replace your stack.
Keep the insight.

QuickBooksXeroSageFreshBooksWave
Qdero · One platform

AI Bookkeeping

A seven-agent finance team that never sleeps.

Specialised agents for categorisation, reconciliation, VAT, payroll, fraud, anomaly detection, and month-end close. Trained on millions of real SME transactions.

  • Auto-categorises 98%+ of transactions
  • Bank feeds reconciled nightly
  • Anomaly alerts before they hit your P&L
  • Audit trail on every decision

Live signal

98.4%

Categorisation accuracy

Running across all customers

Cashflow Intelligence

See 90 days of runway before it happens.

Forecasting that learns your billing patterns, payment behaviour, and seasonality. Stress-test scenarios, model new hires, and avoid cash crunches.

  • Live 13-week cash forecast
  • Scenario simulator (hire, raise, invest)
  • Customer payment-risk scoring
  • Slack and email alerts on dips

Live signal

90d

Forward runway visibility

Running across all customers
The benefit

Replace your finance stack.
Not your team.

12 AI Agents
Live Cashflow Forecasting
Finance on Autopilot

Your AI bookkeeper categorises transactions, reconciles your bank, chases invoices, and closes the month — while you sleep. Wake up to a clean ledger, every day.

Decision Intelligence
One Operating System
QDERO · AI Finance OS

The boring parts — books, invoices, tax, cashflow — run themselves. You run the business.

Run your business.
Not your books.

AI Assistant · Live

Business Health

0/100

Excellent

[ Inside Qdero ]

Six reasons
teams switch.

Customers don't switch to Qdero for a feature. They switch because their finance team stops drowning. Here's what changes the day you onboard.

Ask anything

Natural-language queries across your entire finance stack. "What's our margin on retainers vs projects?" — get a chart in 2 seconds.

1.8s avg response

Books that close themselves

98%+ of transactions auto-categorised. Bank feeds reconciled nightly. Month-end in one click instead of one week.

6 days saved / month

Forecasts that learn

13-week rolling cash forecast that gets sharper every week as it learns your billing rhythm and customer behaviour.

94% forecast accuracy

Daily AI briefing

A 60-second morning brief in your inbox or Slack — only what changed and the top 3 actions for today.

Every morning · 7am

No-code automations

If-this-then-that rules that move money, send reminders, sync data, and trigger approvals — without an engineer.

200+ recipe templates

Audit-grade everything

Every action logged. Every report stamped. Read-only auditor access on demand. SOC 2, GDPR, POPIA.

100% audit trail
60+Modules included
12AI finance agents
20 minMedian onboarding
$1/moPro plan starts at

[ Integrations ]

Plays nice with
the tools you love.

120+ native integrations across banking, commerce, productivity, and HR.

SStripe
XXero
QQuickBooks
SSlack
SShopify
PPlaid
NNotion
HHubSpot
SStripe
XXero
QQuickBooks
SSlack
SShopify
PPlaid
NNotion
HHubSpot
WWise
GGmail
ZZapier
AAsana
DDocuSign
BBrex
MMercury
SSquare
WWise
GGmail
ZZapier
AAsana
DDocuSign
BBrex
MMercury
SSquare

Where founders, accountants, and AI work as one team.

Versus the rest

Built for today.
Priced for everyone.

FeatureQuickBooksXeroWaveFreshBooks
Free plan with real features
AI bookkeeper included
90-day cashflow forecasting
Add-on
Add-on
Health Score & Risk Radar
60+ integrated modules
Limited
Limited
Entry price
$30/mo
$20/mo
$16/mo
$19/mo
The QDERO column
Everything ✓ · $1/mo
All 6 features included, no add-ons

[ Pricing ]

Pricing that feels
like a mistake.

Replace a $1,200/mo bookkeeper and four SaaS subscriptions — for less than a coffee.

Starter

For freelancers testing the waters.

$0Free forever
  • 4 invoices per month
  • 1 user
  • Basic dashboard & reports
  • Receipt capture (50/mo)
  • Email support
Start Free
Most Popular

Pro

For growing SMEs who want AI bookkeeping.

$1per month

3 months free on annual

  • Unlimited invoices
  • 3 users
  • Full AI bookkeeper (7 agents)
  • Live bank feeds & reconciliation
  • 90-day cashflow forecasting
  • Health Score & Risk Radar
  • Priority support
Get 3 Months Free

Business

For agencies and multi-entity teams.

$5per month
  • Everything in Pro
  • 10 users
  • Multi-entity & multi-currency
  • Audit-ready board reports
  • Dedicated success manager
  • API & webhook access
  • Custom integrations
Start Free Trial

All plans include bank-grade encryption, daily backups, and a 30-day money-back guarantee.

Testimonials

Loved by finance teams
everywhere.

4.9
1,200+ verified reviews
"We replaced three tools and our bookkeeper. Month-end now takes a day, not a week.
Amara Okafor
Amara Okafor
COO, Stellar Logistics
"The cashflow forecast caught a 90-day shortfall before our CFO did. QDERO paid for itself in one alert.
James Whitfield
James Whitfield
Founder, Pearl Studio
"Finally a finance tool built for how agencies actually work. The AI bookkeeper feels like a real team member.
Sofia Rinaldi
Sofia Rinaldi
MD, Northcliff Creative
"Onboarding took 20 minutes. Bank feeds reconciled themselves overnight. We never looked back.
Daniel Mthembu
Daniel Mthembu
Finance Lead, Karoo Foods

[ Start Free · Cancel Anytime ]

Run your business.
Not your books.

30 days free. No credit card required. Onboard in under 20 minutes with your existing bank, Stripe, and Xero or QuickBooks data.